Zip Money - For life's bigger buys over $1,000

Flexible repayments - Nothing to pay today

We offer great flexibility in payment, so that you can start your course when you're ready. That's why all of our courses can be bought with payment plans through our partner zipMoney.


Step one

Select Zip at checkout online. Simply complete a quick application and get a decision in seconds.

Step two

Use your zip balance to pay for your goods. Receive the goods now, and pay us back over time.

Step three

Schedule repayments to suit your lifestyle with weekly, fortnightly, monthly or one-off payments.

A cost-effective finance alternative to government-funded programs – far less to borrow and no long-term debt!

No deposit

Full coverage for your course

0% interest free for 6 months

Low monthly payments

Our zipMoney payment plans allow you to pay your course off as you go. All plans require no deposit, fully cover your course cost and, better yet, add no additional cost (except the very low monthly admin fee) to your course if you pay it off in the first 6 months, unlike Government-funded programs which often attract high administration fees!


Fees and charges


Safety and security

No deposit - nothing to pay today Enjoy buyer protection on all purchases made using zipMoney
Pay NO INTEREST for 6 MONTHS No credit card numbers. No worries!
No establishment fee We employ the same encryption as the big banks
See your contract for minimum monthly payments We have partnered with global leaders in fraud prevention who count Paypal and eBay as clients
A small admin fee of $6/month, payable only if balance is owing    

Choose the level that's right for you

Select either our $2,000 or $4,000 option depending on the cost of your course. Once approved, you'll have access to this level of spend as an ongoing line of credit, but don't worry as you will only be charged for what you use.


You must be an Australian resident, 18 years or over and have a job to apply.

Important Notice:

Available to approved applicants only. Minimum monthly payments are required, see your contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 19.90%. A monthly account service fee of $6.00 is applicable while there is a balance outstanding. Lending criteria, terms, conditions, fees and charges apply and are available on application. Credit is provided by zipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence number 441878. Visit to learn about zipMoney. zipMoney purchases are also subject to Plenty Training's standard terms and conditions available at

Note: Promotional discounts are available from time to time by Plenty Training but do not apply to purchases using payment plans including the zipMoney facility.