Flexible payment
solutions to suit
every learner.

Study now, pay later with Zip Money

Split your course fee into weekly payments. No approval needed. Just choose the option that fits your needs and get started today.

Flexible finance with Zip Money

Study your way with up to six months interest free terms available.

FAQs & payment options

What’s the difference between Zip Money and Ezypay?

Zip Money is a digital wallet that lets you enrol now and pay later. You can pay in flexible instalments weekly, fortnightly, or monthly, with interest-free terms depending on your Zip account. Zip is subject to approval and a credit check.

Ezypay is a direct debit system. You’ll pay a fixed or no deposit, then equal weekly payments over your course duration. No credit checks are required, and it’s interest-free by default.

Which option is better for me?

If you want to enrol now with no upfront cost and are happy to apply for or already have a Zip account, Zip may suit you best. If you’d prefer a fixed repayment plan with a minimal deposit and no credit checks, Ezypay could be ideal. Our team can help you decide.

Are there any additional fees?

Yes, depending on the option you choose, the fees may vary. Please see below for a list of fees based on both options. Fees are subject to change as per EzyPay’s and Zip Money’s terms.

What other payment methods are available?

You can pay your course fee via credit or debit card, or bank transfer. Corporate clients and organisations may request an invoice. For full flexibility, we recommend speaking to a Course Advisor who can tailor a payment option to suit your needs.

EzyPay payment plan fees & terms

These fees are charged directly by EzyPay for payment facilitation and are not additional charges from Plenty Training. All amounts are subject to change by EzyPay.

• VISA/Mastercard transaction fee: 2.2% per transaction*
• Bank transaction fee: $2.20 per transaction*
• New customer loading fee: $2.20 (once-off)
• Advanced payment capture fee: 0.20% per transaction
• Failed payment fee: $14.90 (ex. GST) per failed transaction
• GST: 10% GST applies to all fees
• *AMEX rate: 2.29% + $0.39 per transaction

Click here to view:
EzyPay Terms and Conditions |
Customer Fee Guide

EzyPay payment plans are only available on full course enrolments made over the phone with a Course Advisor. An upfront payment of $490 is required to secure your enrolment (unless using the $0 upfront plan). The remainder is paid in weekly instalments over your course duration.
Access to course materials is dependent on payment completion. Defaulting on payments will pause access, though the enrolment period will continue. Access is restored once payments are brought up to date.

Promotional offers may not apply to EzyPay payment plans unless stated otherwise.

Zip Money finance fees & terms

• No deposit: Nothing to pay today
• Pay no interest for 6 months
• One-off establishment fee: $0–$99 (based on your approved credit limit)
• Minimum monthly repayments: See your Zip contract for details
• Monthly account fee: $9.95 (only applies if balance is owing)

Safety and security

• Buyer protection on all purchases made using Zip Money
• No credit card numbers required
• Bank-level encryption
• Global fraud protection partners — trusted by PayPal and eBay

Important notice

*T&Cs and credit approval criteria apply. A monthly account fee of $9.95 will apply. A one-off establishment fee may apply for new customers. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change.  Minimum monthly payments are required and vary depending on credit limit. Paying only the minimum monthly repayment may not repay a purchase within the interest free period. Paying the minimum monthly repayment may result in paying off the purchase before the interest free period expires. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.

*[Terms only available for purchases of $250 or more.] The interest free period is the maximum period of time when no interest is charged on the purchase. The availability of the interest free period for a purchase will depend on the purchase amount, the minimum monthly repayment and account status. Minimum monthly repayments are required and vary according to credit limit. Minimum monthly repayments may require repayment of the purchase prior to the expiry of the maximum interest free period. In other cases, paying only the minimum monthly repayment may not repay the purchase in the interest free period. Any purchase amount outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. Zip Money is available to approved applicants and subject to completion of a satisfactory credit assessment. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers. Other charges may be payable, see T&Cs. Interest, fees and charges are subject to change. Terms and Conditions apply and are available on application. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.

Promotional discounts offered by Plenty Training do not apply to Zip Money payment plan purchases unless otherwise specified.